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Get ahead

Get ahead of the game

We’re an experienced FCA regulated Lender of Record*. Our Legal Title Management service helps lenders accelerate growth by taking new products to market quickly, and with confidence. 

We work with a wide variety of lenders who don’t yet have FCA permissions for loans or mortgages or haven’t got the skills and infrastructure in house to administer the loans.

We manage regulatory responsibility for your loans and mortgages so you can focus on what you do best, growing your business. 

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The outsourcing advanatge

The outsourcing advantage

There are many benefits to outsourcing your legal title management services, including:

Internal efficiencies

Reduced internal spend on business oversight areas e.g. compliance and governance resource

Speed to market

We know and care about our core business and responsibilities which means you can concentrate on your business knowing you’re in excellent hands with a fully authorised and regulated firm

Risk management

Elderbridge use their permissions and governance structure to manage regulatory and conduct risk. We have an established approach to monitor the portfolio ensuring that you always have peace of mind.

Brand protection

Know that your brand is protected by using our Elderbridge  brand architecture as the established customer facing service provider, minimising your reputational risk exposure. 

Excellence in portfolio performance

We have best in class Primary and Special Servicing arrangements ensuring effective contact strategy driving excellent portfolio performance. 

Peace of mind

Giving clients peace of mind

We’ve a proven track record, with in excess of 70,000 accounts already under management.

Our clients respond rapidly to opportunities by using our FCA permissions for Consumer Credit Business and Regulated Mortgage Business. 

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Rapid originations

  • Get started quickly
  • All regulatory permissions in place
  • Beat the competition to the market 
  • From origination through to redemption 

Customer service excellence

  • Enhanced SMCR firm 
  • Expertise in vulnerable customer support 
  • All types of lending covered including MCOB and CCA
  • Personal, commercial and Buy to Let experience 
  • Performing and non-performing loans 

Expert master servicing

  • Easier to manage administration with one experienced master servicer 
  • Expert support with portfolio trades 
  • Benefit from a large pool of expertise, to service at scale and adapt to demand 
  • Keep all regulatory permissions in one place 
Permissions

We've got you covered

We’re got the permissions you need and are regulated to carry out the following in the UK: 

  • Administrating a regulated mortgage contract

  • Advising on regulated mortgage contracts 

  • Arranging regulated mortgage contracts 

  • Entering into a regulated mortgage contract as a lender 

  • Making arrangements with a view to regulated mortgage contracts 

  • Credit broking 

  • Debt administration 

  • Debt collecting 

  • Entering into regulated credit agreement as a lender 

  • Exercising the right to exercise lender’s rights and duties under a regulated credit agreement 

  • Agreeing to carry on a regulated activity 

Trusted to deliver

We're trusted by top tier clients

Giving you the confidence that you need when outsourcing your complex needs to our experts. We’ll work closely with you and collaborate with your team to deliver a unique solution that gives you the edge. 

* Our Legal Title Management Services are provided by Elderbridge. Elderbridge is an FCA regulated lender of record and is a wholly owned subsidiary of Target Group Ltd.